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Milliman IntelliScript reports can be strong factors in life insurance underwriting decisions and, in effect, may deny an individual life insurance coverage. Understanding your rights and options is critical if you have been denied life insurance based on information in a Milliman IntelliScript report. Follow these steps if you are in this situation:

If your attempts to challenge the Milliman IntelliScript report are unsuccessful, you may need to seek the assistance of an attorney who is experienced in insurance law. An attorney can review your case, advise you of your rights, and represent you during any negotiation or legal process that may be required.

While working with the existing insurance company, consider other insurance options. Some insurance companies have less stringent underwriting requirements or are willing to give more latitude for certain medical history factors that contributed to your denial.

In the meantime, focus on overall health and wellness improvement.…